Sabina Adilia (2025) “Financial Literacy, Risk Tolerance, and Risk Perception as Determinants of Investment Decisions: A Study of Mutual Fund Investors in Indonesia”, Journal Of Economic Cluster , 2(1), pp. 54–66. Available at: https://jurnal.erapublikasi.id/index.php/JoEC/article/view/2278 (Accessed: 23 June 2026).