MUHAMMAD ZAKI AS SHAFI MT. Early Warning System for Islamic Banks: a Panel Logit Approach to Financial Distress in Indonesia. Journal Of Economic Cluster , [S. l.], v. 2, n. 1, p. 15–25, 2025. Disponível em: https://jurnal.erapublikasi.id/index.php/JoEC/article/view/1874. Acesso em: 23 jun. 2026.