Risman, A., and A. D. . Syarif. “Leveraging Digital Finance Literacy to Enhance Financial Inclusion for Migrant Communities in Malaysia”. Jurnal Penyuluhan Dan Pemberdayaan Masyarakat, vol. 4, no. 3, Sept. 2025, pp. 233-9, doi:10.59066/jppm.v4i3.1484.