Legal Consequences of Notarial Negligence in the Preparation of Credit Deeds and Banking Security Deeds

Main Article Content

Khairuddin
Bambang Fitrianto
Dahlan

Abstract

This study aims to examine the legal consequences of notarial negligence in the preparation of credit deeds and banking security deeds, as well as to identify the forms of inaccuracies that arise in notarial practice at the office of Notary Khairuddin Rasyid in Batam City. The research employs a normative juridical method combined with an empirical approach, involving the analysis of statutory regulations, legal doctrines, and practical implementation of deed drafting. The findings indicate that notarial negligence, both in formal and substantive aspects of deeds, may result in diminished evidentiary value, the potential nullification or voidability of deeds, and legal liability risks for notaries. This study underscores the necessity of applying the prudential principle, professionalism, and strict legal compliance to ensure legal certainty and protection for parties involved in banking transactions.

Article Details

How to Cite
Khairuddin, Bambang Fitrianto, & Dahlan. (2026). Legal Consequences of Notarial Negligence in the Preparation of Credit Deeds and Banking Security Deeds. Indonesian Journal of Multidisciplinary Sciences (IJoMS), 5(1), 335–345. https://doi.org/10.59066/ijoms.v5i1.2347
Section
Scope of Articles: Law, Government, and Politics

References

Adjie, H. (2021). Kebatalan dan Pembatalan Akta Notaris (2nd ed.). PT Refika Aditama. https://www.refika-aditama.com

Antarianto, D. (2021). Peran notaris dalam meningkatkan kepatuhan pajak. Asta Komistas. https://journal.appihi.or.id/index.php/Aliansi/article/view/401

Arya Satya Pratama, Suci Maela Sari, Maila Faiza Hj, Moh Badwi, & Mochammad Isa Anshori. (2023). Pengaruh Artificial Intelligence, Big Data Dan Otomatisasi Terhadap Kinerja SDM Di Era Digital. Jurnal Publikasi Ilmu Manajemen, 2(4), 108–123. https://doi.org/10.55606/jupiman.v2i4.2739

Ayu Cahya Widianingrum, & Siti Malikhatun Badriyah. (2025). Peran dan Tanggung Jawab Notaris dalam Penyelesaian Sengketa Perdata di Indonesia Melalui Akta Notaris. Khatulistiwa: Jurnal Pendidikan Dan Sosial Humaniora, 5(3), 127–139. https://doi.org/10.55606/khatulistiwa.v5i3.6593

Bambang Fitrianto. (2024). Hukum Perjanjian dan Klausula Baku Pada Sektor Perbankan. https://keruangriset.pancabudi.ac.id/ruangpublikasi/read/hukum-perjanjian-dan-klausula-baku-sektor-perbankan.

Bella Sari, M., & Gozali, D. S. (2025). Netralitas Notaris dalam Membuat Akta Perjanjian Kredit. Jurnal Kolaboratif Sains, 8(6), 7864–7878. https://doi.org/10.56338/jks.v8i6.7864

Deni K. Yusup. (n.d.). PERAN NOTARIS DALAM PRAKTIK PERJANJIAN BISNIS DI PERBANKAN SYARIAH (TINJAUAN DARI PERPEKTIF HUKUM EKONOMI SYARIAH). Retrieved January 29, 2026, from https://ejournal.radenintan.ac.id/index.php/adalah/article/view/208/356

Dewi Tjandraningsih. (2025). Legal Liability of Notaries for Authentic Deeds Containing Formal and Material Defects. 3(Vol 3, No 2), 49–54. https://doi.org/https://doi.org/10.58818/ijlrsa.v3i2.212

Fitria, N., & Kamil, M. (2021). Kepercayaan klien dan kualitas akta. Jurnal Hukum Bisnis & Notariat. https://journal.example-notary.id/vol3/iss2/article

Fitriana, D. (2024). Rekonstruksi kinerja profesi notaris melalui implementasi teknologi dan kepatuhan prosedural. Holrev Journal. https://holrev.uho.ac.id/index.php/journal/article/download/136/45

Fitrianto, B. (2025). Tinjauan Yuridis Tanggung Jawab Hukum Bank terhadap Kerugian Nasabah akibat Kecerdasan Buatan dalam Pengambilan Keputusan Kredit. Milthree Law Journal, 2(1), 28–56. https://doi.org/10.70565/mlj.v2i1.92

Fitrianto, B., Ananda Zugusti Lubis, G., Sari Novita, M., Rozy, F., Irdian Saragih, I., Doloksaribu, R., & Sahputra Sirait, A. (2025). Lisensi: Creative Commons Attribution ShareAlike 4.0 International License (CC BY SA 4.0) 8595 Copyright; Ismaidar, Bambang Fitrianto, Graha Ananda Zugusti Lubis, Maya Sari Novita, Faruq Rozy. Angga Sahputra Sirait, 3, 2025. https://doi.org/10.61104/alz.v3i5.2574

Fitrianto, B., & Kn, M. (n.d.). PENERBIT CV.EUREKA MEDIA AKSARA.

Fitrianto, B., Tania Tarida Aprilia Tampubolon, N., Triana, N., Nazla Ramadhani, T., Hagantha Sembiring, D., & Fariz Nasution, M. (2026). EFEKTIVITAS PERLINDUNGAN HUKUM BAGI NASABAH ATAS KEHILANGAN DANA AKIBAT PHISING DALAM TRANSAKSI DIGITAL BANKING INDONESIA. In JURNAL INOVASI HUKUM (Vol. 7, Number 1). https://ejurnals.com/ojs/index.php/jih

Hafizha, T., & Aminah, A. (2024). Pertanggungjawaban Notaris Pengganti terhadap Kesalahan dalam Pembuatan Akta. Al-Manhaj: Jurnal Hukum Dan Pranata Sosial Islam, 5(2), 2589–2600. https://doi.org/10.37680/almanhaj.v5i2.4049

Kadafi, R., Indra, R., & Rachmad, I. (2025a). Kepastian Hukum Pembuatan Akta Perjanjian Kredit Digital oleh Notaris. JURNAL RECHTENS, 14(1), 171–195. https://doi.org/10.56013/rechtens.v14i1.4200

Kadafi, R., Indra, R., & Rachmad, I. (2025b). Kepastian Hukum Pembuatan Akta Perjanjian Kredit Digital oleh Notaris. JURNAL RECHTENS, 14(1), 171–195. https://doi.org/10.56013/rechtens.v14i1.4200

Kim, S., & Hwang, J. (2022). Nurses’ ethical leadership and related outcome variables: a cross-sectional study. International Journal of Nursing Studies, 125, 104112. https://doi.org/10.1016/j.ijnurstu.2021.104xxxx

Kurniawan, T., & Hidayat, F. (2024). Notary liability and procedural compliance. Indonesian Journal of Law and Policy. https://ejournal.unnes.ac.id/index.php/ijcls/article/view/31238

Lestari, M., & Rahman, A. (2020). Kepatuhan administratif dan kualitas akta. Jurnal Hukum & Kenotariatan. https://journal.example.id/jhk/article/view/2020-201

Maneshakerti, B. (2024). Legal Analysis of the Role of Notaries in the Drafting of Financing Agreement Deeds Based on Sharia Principles at Bank Syariah Indonesia Batam. International Journal of Education, Language, Literature, Arts, Culture, and Social Humanities, 2(4), 81–94. https://doi.org/10.59024/ijellacush.v2i4.945

Peran notaris dalam menjaga kepastian hukum. (2024). Notarius. https://jurnal.umsu.ac.id/index.php/notarius/article/download/26759/14270

Rahmayanti, R. Y. (2025). Sertifikat Tanah Elektronik Di Indonesia. Seminar Nasional Hukum, Sosial dan Ekonomi, E-ISSN: 2828-3910, 1–9. https://doi.org/https://jurnal.umsu.ac.id/index.php/sanksi/article/view/25497

Sari, P., & Wulandari, T. (2024). Knowledge management hukum dan kepatuhan. Jurnal Teknologi & Hukum. https://journal.example.id/jth/article/view/2024-009

Setiadi Fail, A. (2025). LEGAL LIABILITY FOR FALSE INFORMATION IN NOTARI AL DEEDS. In JILPR Journal of Indonesia Law & Policy Review_______________________________ 2715-498X (Vol. 7, Number 1).

Susilowati, Y., & Nugroho, D. (2023). Penerapan SOP dan kepatuhan prosedural. Jurnal Administrasi Hukum Indonesia. https://journal.unnes.ac.id/index.php/ijcls/article/view/xxxx

Wijaya, S., & Hernanto, R. (2023). Pengaruh pelatihan hukum bisnis terhadap peningkatan kepatuhan prosedural. Jurnal Pendidikan Hukum. https://journal.unnes.ac.id/index.php/ijcls/article/view/xxxx

Yusup, D. K. (2023). Peran Notaris dalam Praktik Perjanjian Bisnis di Perbankan Syariah. Al-Adalah, 12(2), 208–224. https://doi.org/10.24042/adalah.v12i2.208

Zarzani, T. R., Fitrianto, B., & Annisa, S. (2024). The Idea of Renewing Terrorism Criminal Law in Indonesia as an Effort to Overcome Terrorism Based on the Justice Values. International Journal of Law Reconstruction, 8(1), 38. https://doi.org/10.26532/ijlr.v8i1.36731